A wallet for
everyday life.
Send, receive, exchange, pay, and withdraw with ease.
Apay is your secure, all-in-one wallet for everyday payments, money transfers, bill payments, cash out and more — built for South Sudan and across Africa.
Send Money
Pay Bills
Cash Out
Receipt
Hello,
Akol
Total Balance
SSP 125,450.00
Recent Activity
See allReceived from John D.
Today · 10:24
Paid Electricity Bill
Yesterday
Everything in one wallet
Wallet Balance
View balance, transactions and wallet overview in real time.
Send Money
Send money instantly to anyone, anywhere in South Sudan.
Receive Money
Receive funds from family, friends or businesses with ease.
Currency Exchange
Exchange between SSP and other major African currencies.
Utility Payments
Pay electricity, water, school fees and other utility bills.
Airtime & Data
Top up airtime and buy data for all major mobile networks.
Cash Out via Agents
Withdraw cash from thousands of trusted agent locations.
Travel Booking
Book flights and travel with ease across Africa and beyond.
Transaction History
Track all your transactions and download statements anytime.
Security & Profile
Secure your account, manage profile, PIN and preferences.
Your journey with Apay
Sign Up
Create your account in minutes.
Verify Phone
Verify your phone number to get started.
Complete Basic KYC
Provide basic information to secure your account.
Add Money
Add funds to your wallet via agent or transfer.
Use Services
Send, pay, exchange, withdraw and more.
Track Activity
Monitor transactions and stay in control.
Why it matters in South Sudan & Africa
Support your family
Send money to loved ones instantly, wherever they are.
Pay what matters
Pay school fees, utilities and daily essentials on time.
Cash when you need it
Access your money through trusted agents near you.
One wallet, many currencies
Hold, send and receive in multiple currencies across Africa.
Simpler everyday access
Built for real life — simple, secure and always within reach.
Ready for simple money?
Join the early access list and be one of the first to use Apay in South Sudan.