Simple money
for real life.
Built for South Sudan. Ready for Africa.
One wallet for everyday money.
Send, receive, and manage money from a single secure app — on any phone, anywhere in South Sudan.
Hello,
Akol
Total Balance
SSP 125,450.00
Recent Activity
See allReceived from John D.
Today · 10:24
Paid Electricity Bill
Yesterday
Strengths across
every sector
Families & traders
Low-cost transfers
Move money for a fraction of traditional fees — every shilling reaches further.
The Apay solution
Apay
Wallet & Platform
Everything you need in one platform
Eight connected products under one wallet — built to work together for people, agents, merchants and businesses across Africa.
Customer Wallet
Secure, simple wallet for everyday transactions.
Merchant Payments
Accept payments in-store or online. Grow your business.
Agent Network
Cash-in / cash-out services across South Sudan.
Vendor Marketplace
Manage inventory, sales, and orders effortlessly.
Business Tools
Pay suppliers, manage teams, and track finances.
Cross-Border & FX
Send and receive across borders with better rates.
Utilities & Airtime
Pay bills and top up airtime instantly.
Travel Booking
Book flights and travel with ease.
Starting in South Sudan.
Building for Africa.
We're beginning our journey in South Sudan—delivering reliable, inclusive financial services that empower communities and businesses. Our vision is a connected Africa with simple, trusted financial services for all.
Be among the first.
Join the early access list and help shape the future of money in South Sudan and across Africa.