Starting in
South Sudan.
Expanding across
Africa.
Built locally, designed for regional reach and global financial access.
Apay is building the future of money for Africa — starting where it matters most. From South Sudan, we're creating the infrastructure to connect communities, economies and opportunities across the continent and beyond.
1
Live Country
7+
Countries Next
100K+
Agents Planned
Millions
People Reached
Live Now
South SudanBuilding a trusted digital payments foundation across the nation.
Coming Next
Kenya, Uganda, Ethiopia, Rwanda, Tanzania, DR CongoExpanding to key neighbouring markets with strong economic corridors.
Wider Africa
More African countriesScaling across the continent to unlock inclusive financial access for all.
Global Corridors
International expansionConnecting Africa to the world with cross-border payments made simple.
Why South Sudan First
High mobile penetration, strong community networks and a real need for inclusive financial access.
Regional Use Cases
From sending money home to school fees, airtime, utilities and goods — everyday financial needs.
Cross-Border Transfers
Send and receive money across borders instantly with low fees and competitive rates.
Multi-Currency Support
Hold, send and receive money in multiple currencies with real-time FX and transparency.
Agent Network Expansion
Building a vast network of agents to bring cash-in / cash-out closer to every community.
Merchant Adoption
Empowering businesses of all sizes with easy payments, inventory tools and settlement.
Partner Ecosystem
Working with telcos, banks, fintechs, NGOs and governments to drive financial inclusion.
Our Commitment
Security, transparency and community impact are at the heart of everything we build.
Partner with us as we expand.
Join our mission to build Africa's most inclusive and trusted financial network — starting today.
Be among the first.
Join the early access list and help shape the future of money in South Sudan and across Africa.